Disability insurance protects you and your employees from a long or short term disability. Sudden illness or injury that prevents someone from working can be devastating. Without your paycheck, how long would you be able to pay your mortgage, make car payments, pay your credit card bills and even buy groceries? Many Americans couldn’t last a month before having financial difficulties.
That’s where disability insurance comes in. Our Employee Benefits offers a choice of short-term disability and long-term disability plans. Plans are also available for the self-employed. Disability insurance covers a portion of an employee’s wages while they are unable to work.
Getting back to work after an illness or injury is critical for employees, their families and their employer.
Long-term disability policies include:
- Workplace modification
- Rehabilitative services
- Social Security coordination assistance
- Work incentive benefit
- Employee Assistance Plan (EAP)
Optional long-term disability plan benefits include:
- Personal care assistance
- Catastrophic disability
- Dependent care
- Spouse disability
- Extended care
- Education benefit
- 401k contribution benefit
- And more